Travel Insurance for Airline Crew: What to Compare
We do not sell insurance and we cannot advise on it, but we do have a page that shows what working crew should compare before buying. Every limit, exclusion, and condition sits with the insurer, so the policy wording is the only thing that counts.
The Crew
Last Update 2 luni în urmă
The short answer
We are not an insurer and we are not brokers, so we cannot tell you which policy to buy. What we can do is point at the parts that behave differently when you fly for a living, and send you to the crew travel insurance page where the current options are listed.
This article is general information for crew and it is not insurance advice. All terms, limits, and exclusions come from the insurer and the policy wording is the version that counts.
Why a standard policy can fall short for crew
Most travel policies are written for someone who takes a holiday or two a year. A roster does not look like that, and the mismatch usually shows up in the same few places.
Once you stop flying, age limits and medical questions become the main thing to check, because not every policy stays open past a certain age. We keep a separate page for that in the retired crew section: travel insurance over 65 for retired crew.
Before you buy
Some of the links on our site are affiliate links, so we may earn a commission if you buy through one. It costs you nothing extra and it does not change the terms you get. The formal wording sits on our disclaimer page.
Your next step
Open the crew travel insurance page, compare with the points above in hand, and save the link. Renewal comes around faster than you think, and next time you will not be starting from scratch.
We are not an insurer and we are not brokers, so we cannot tell you which policy to buy. What we can do is point at the parts that behave differently when you fly for a living, and send you to the crew travel insurance page where the current options are listed.
This article is general information for crew and it is not insurance advice. All terms, limits, and exclusions come from the insurer and the policy wording is the version that counts.
Why a standard policy can fall short for crew
Most travel policies are written for someone who takes a holiday or two a year. A roster does not look like that, and the mismatch usually shows up in the same few places.
- Duty travel. Some policies exclude travel undertaken for work, or treat it differently from leisure travel. If you want cover on both sides, read that clause first.
- Jump seat and staff travel. How a policy treats non revenue and standby travel varies more than almost anything else in the document.
- Trip frequency. A single trip policy and an annual multi trip policy price very differently once you travel as often as crew do.
- Family travelling with you. Check whether a partner or children are covered on the same policy and under which conditions.
- Medical questions. Existing conditions and the declaration process differ per insurer, and getting this wrong at claim time is the expensive mistake.
Once you stop flying, age limits and medical questions become the main thing to check, because not every policy stays open past a certain age. We keep a separate page for that in the retired crew section: travel insurance over 65 for retired crew.
Before you buy
- Read the policy wording, not just the summary page.
- Check what your own bank card or your employer already covers, so you do not buy the same cover twice.
- Ask the insurer directly if your situation is unusual, and keep the answer in writing.
- Diary your renewal date, because cover lapsing mid rotation is nobody's idea of a good trip.
Some of the links on our site are affiliate links, so we may earn a commission if you buy through one. It costs you nothing extra and it does not change the terms you get. The formal wording sits on our disclaimer page.
Your next step
Open the crew travel insurance page, compare with the points above in hand, and save the link. Renewal comes around faster than you think, and next time you will not be starting from scratch.